Finance

 

 

If you would like us to help finance your next purchase please contact us for a competitive quote.

Our Brokers will search around the whole market place for the best possible price by sourcing through many major finance companies, Thus passing on the discounts to our customers.

We offer minimum deposit schemes with a optional balloon package to keep your repayments down.

We are also Licensed Credit Brokers and follow strict guidelines on all our products.

We are able to offer a wide range of flexible finance packages to suit your pocket. These include Hire Purchase with repayments over 1- 5 years, PCP, Leasing and Personal Loans via our Internet Funding System.

 

Hire Purchase

The traditional, but still ever popular, funding option which gives the customer eventual ownership of the vehicle.

A fixed cost, fixed period loan that allows you to spread the cost of the vehicle over a period of up to five years. The user is effectively the owner of the asset, but legal title to the car does not pass until the loan is fully repaid including the final payment which includes a nominal "option to purchase" fee. Monthly payments cover the capital cost plus interest and do not carry VAT. For business users the vehicles will be ON Balance Sheet.

Lease Purchase

For Private individuals and companies that want eventual ownership of the vehicle. A funding agreement where the purchaser acquires ownership when all the payments, including the option to purchase fee have been made. Part of the capital cost of the vehicle payment may be deferred into a "balloon" payment at the end of the agreement which equates to the anticipated value of the vehicle at the end of the leasing period.

Personal Contract Purchase

PCP is similar to Lease Purchase with an agreed amount being deferred to the lower monthly payments. The main difference is that a final Guaranteed Future Value is agreed at the start based on your annual mileage and the length of the agreement. At the end of the agreement you have the additional option to hand the car back, part exchange it or pay the balance and keep the car. Benefits – lower monthly payments, peace of mind, protection from unexpected depreciation.

 

Why Finance through a Dealership:

Hire Purchase:

Personal Contract Purchase:

The apply form links are:

Enquiry Form